Contributors

Monday 8 November 2010

E-Banking Revenues

For the analysis of Credit Suisse's income, there are two
main types of income:

transaction costs: Customers have the option of investing
their money in all sorts of financial instruments. A
platform on the internet exists and each client makes its
investments as it wishes. The bank is compensated by
charging a commission on each transaction.

management fees: the bank has a personal relationship with
its customers. She advises them to manage their assets
(money management), management of portfolio risks or
consulting.

In conclusion, Credit Suisse has two very different sources
of income: commissions on transactions which are based on
the amount and management fees which are based on the
quality. Margins offered by the management fee is of course
higher.

No comments:

Post a Comment